We purchase the car you choose, allowing us to claim back the VAT. This means that your payments are calculated on a VAT exclusive price. You agree your annual mileage and decide your hire period of between 24 and 60 months. Then choose whether to include a full maintenance package within the monthly rental. This covers regular servicing costs as well as the costs of wear and tear to things like brakes and tyres. Your rental is calculated based on your choices. At the end of your term, simply return the car to us (within the agreed mileage and in good condition), choose your next car and start again.

First you put down a deposit - as a cash payment or from the value of a part-exchange, or both. You then arrange a regular monthly payment amount over a term of between one and five years. Then at the end of your agreement, and providing you have paid all your installments, the car is yours to keep. It doesn't get much easier than that.

With Advance Payment Plan there are no monthly payments, just a single, up-front payment followed by a choice of three final options at the end of your agreement term. 

Based on your chosen term and mileage Fiat will determine the Guaranteed Minimum Future (GMFV) of your car at the end of the term, and that amount is deferred to the end of the contract. The GMFV is deducted from the price of your car; you simply pay the remaining balance (plus any interest) as a single upfront payment.